Individual Retirement Accounts

We offer both Traditional and Roth IRA options. These Individual Retirement Accounts (IRAs) offer unique tax and income advantages for your retirement nest egg. IRAs can be opened using any length-of-term certificate of deposit you choose.

  • Traditional IRA

    Interest earnings on this account are tax-deferred and contributions may reduce your tax liability.* Anyone with income is eligible to contribute (up to age 70 ½). And with expanded options for penalty-free distributions a traditional IRA offers additional flexibility.

  • Roth IRA

    Although contributions to a Roth IRA are not tax-deductible, there is no taxation on interest earnings at maturity. There is no age limit on contributions and distributions are not required at age 70 ½. Put your retirement savings first with this account.

Additional non-insured retirement planning options are available through our Wealth Management Group.

How To Open

Please visit your local Banking Center.

Find a Banking Center

* Consult with a tax advisor for deductibility information.