Mortgage Loans

At Peoples Bank, our Lending Specialists are with you every step of the way. You'll receive flexible terms to work within your budget, competitive rates and in-house loan servicing. Plus, you can apply by phone, online, or in person.

Finding the perfect home can be time-consuming. Closing doesn't have to be.

Whether you are looking to purchase a home, begin construction or seeking to refinance, Peoples Bank has the right lending product for you. We offer:

  • Conventional Loans
  • Jumbo Loans
  • FHA, VA and USDA Loans
  • Construction and Lot Loans


  • Conventional Home Loans

    A conventional home loan or mortgage is either fixed-rate or adjustable-rate. Fixed-rate means the rate never changes over the life of the loan while an adjustable rate can fluctuate within the contract period.


  • Home Loans for Construction

    Construction loans are a type of home loan used to finance the building/construction of a new home. Upon building completion, you can select from a variety of Peoples Bank home loans. When you obtain a lot loan, a construction loan and an end loan through Peoples Bank with our 3-Step Construction Program, discounts apply.


  • Pre-Qualification

    Determine how much you are qualified to borrow through the pre-qualification process. Once you pre-qualify for a loan, the loan originator provides a home loan pre-qualification letter in as little as 24 hours. This proves that you are a serious buyer and offers you more leverage to negotiate with a seller.* 


  • First-Time Homebuyer Program

    Let a Peoples Bank Lending Specialist explain some of the benefits that you may qualify for when you when you complete our First-Time Homebuyers Program.


  • Bank-Owned Real Estate Properties

    If you're interested in information on our bank-owned real estate properties, please contact either Dan Moser or Todd Scheub at 219-853-7500.


Contact one of our Lending Specialists for more information.

Contact a Lending Specialist

*A pre-qualification letter does not qualify as an approval letter or a commitent to lend.