At Peoples Bank, our Lending Specialists are with you every step of the way. You'll receive flexible terms to work within your budget, competitive rates and in-house loan servicing. Plus, you can apply by phone, online, or in person.
Finding the perfect home can be time-consuming. Closing doesn't have to be.
Whether you are looking to purchase a home, begin construction or seeking to refinance, Peoples Bank has the right lending product for you. We offer:
- Conventional Loans
- Jumbo Loans
- FHA, VA and USDA Loans
- Construction and Lot Loans
Conventional Home Loans
A conventional home loan or mortgage is either fixed-rate or adjustable-rate. Fixed-rate means the rate never changes over the life of the loan while an adjustable rate can fluctuate within the contract period.
Home Loans for Construction
Construction loans are a type of home loan used to finance the building/construction of a new home. Upon building completion, you can select from a variety of Peoples Bank home loans. When you obtain a lot loan, a construction loan and an end loan through Peoples Bank with our 3-Step Construction Program, discounts apply.
Determine how much you are qualified to borrow through the pre-qualification process. Once you pre-qualify for a loan, the loan originator provides a home loan pre-qualification letter in as little as 24 hours. This proves that you are a serious buyer and offers you more leverage to negotiate with a seller.*
First-Time Homebuyer Program
Let a Peoples Bank Lending Specialist explain some of the benefits that you may qualify for when you when you complete our First-Time Homebuyers Program.
Bank-Owned Real Estate Properties
If you're interested in information on our bank-owned real estate properties, please contact either Dan Moser or Todd Scheub at 219-853-7500.
*A pre-qualification letter does not qualify as an approval letter or a commitent to lend.