We understand your individual needs may be big or small, which is why providing you with affordable solutions is our priority.
Home Equity Line of Credit
If you are making a major purchase, consolidating debt, or making home improvements, consider a Home Equity Line of Credit from Peoples Bank. Available as a fixed- or variable-rate loan, this revolving loan can be used repeatedly at your discretion.
Borrow up to 89% of your home's current value, less the amount still owed on your existing mortgage loan. A competitive interest rate is charged only on the outstanding balance. There are no closing costs and you can conveniently access these funds via written checks or the Equity Express VISA card.
Fixed-Rate, Fixed-Term Home Equity Loan
- Fixed rate and fixed payments for life of the loan
- Single project financing
Other Personal Loans Available
- Bridge Loan – When the purchase of a new home occurs before the homebuyer's existing home is sold, this loan can close the gap between the loan closings.
- Lot Loan – This land purchasing loan can easily be converted to a low-cost construction loan.
- Vehicle Loan – Car loans, truck loans and more with competitive rates and terms for financing.
- Loans are also available for the purchase of recreational vehicles, motorcycles, and boats.